The UK government continues to support pensioners in 2025 through targeted cost-of-living payments, designed to ease the burden of rising household expenses, energy bills, and food prices. With inflation and living costs still high, these payments from the Department for Work and Pensions (DWP) play a crucial role for millions of low-income pensioners, disabled individuals, and families.
The DWP has now released the June–July 2025 payment schedule, ensuring that eligible recipients receive timely financial support. This article covers key payment dates, eligibility criteria, and additional support measures to help you stay informed.
Cost of Living Payments for Pensioners 2025 – Key Highlights
| Payment Type | Amount | Payment Window | Eligibility |
|---|---|---|---|
| Means-Tested Payment | £301 | June 3–14, 2025 | Universal Credit, Income-based ESA/JSA, Pension Credit |
| Disability Cost of Living | £150 | June 24–30, 2025 | PIP, DLA, Attendance Allowance recipients |
| Pensioner Cost of Living | £150 – £300 | Early July 2025 (expected) | Pension Credit claimants |
| Payment Method | Automated bank transfer | – | No application required |
| Bank Reference | “DWP COL” + NI Number | – | – |
Payment Schedule for June & July 2025
The cost-of-living support will be issued in phases:
- £301 Means-Tested Payment: Between June 3–14, 2025
- £150 Disability Payment: Scheduled for June 24–30, 2025
- £150–£300 Pensioner Bonus: Expected in early July 2025
Payments are automatically deposited into the bank accounts of eligible recipients, using the same method as their regular benefits.
Who is Eligible for These Payments?
1. Disability Support:
Individuals receiving Personal Independence Payment (PIP), Disability Living Allowance (DLA), or Attendance Allowance during the assessment period in spring 2025 will receive the £150 payment.
2. Means-Tested Benefits:
Claimants of Universal Credit, Income Support, Income-based JSA/ESA, or Pension Credit within the qualifying window (April–May 2025) will receive £301.
3. Pensioner Bonus:
Pension Credit recipients will automatically get an additional lump sum of £150–£300 in early July 2025.
Payment Process
- All payments are automatic; no application is needed.
- The payment reference will appear as “DWP COL” followed by the recipient’s NI number.
- Ensure your bank details and benefit records are updated with the DWP to avoid delays.
- If the payment is not received, contact DWP after 10 working days from the payment window.
Additional Support Programs in 2025
- Household Support Fund: Local councils continue to provide vouchers or emergency aid for essentials.
- Energy Price Cap Adjustments: Ofgem will update energy price caps in July 2025, impacting utility costs.
- Warm Home Discount Scheme: Scheduled for winter 2025 to support low-income households.
| Homepage | www.sti2.org |
FAQs – Cost of Living Payments 2025
Your payment will be credited directly to your bank account with the code “DWP COL” and your NI number.
No, all payments are automatic for eligible claimants.
Wait 10 working days after the payment window. If still unpaid, contact DWP.
No, these payments are tax-free and do not count as income for other benefits.
